Down Payment vs. Closing Costs

Buying a home isn’t just about the down payment… and this is where a lot of buyers get confused. Closing costs are the fees that make the transaction happen — lender fees, title work, appraisal, taxes, insurance, and more. The good news? In today’s market, there are often ways to negotiate them. 🏡 #homebuyertips #budakylerealtor #plantyourroots